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Report from our correspondent (reporter China unionpay Sun Jiru) yesterday released the 2018 mobile p
ayment security analysis report.According to statistics, the current scale of China’s mobile payment users h
as reached 570 million, in the third quarter of last year, deal with the mobile payment business banking number, year-o
n-year growth as high as 7 into many, mobile payment has become a food and beverage, convenience stores, shopping, tr
ansportation, medical, take-away daily consumption, such as one of the most commonly used means of payment.
People surveyed last year, according to the survey, the use of mobile payment consumed an average of 2600 yuan a m
onth.Among them, the business people on the maximum amount of consumption, more than 3000 yuan;A ful
l-time housewife, IT professionals monthly consumption are more than 2800 yuan;Student groups consumption am
ount is 1952 yuan a month, but they each 5 yuan, have is 2 yuan spent by way of mobile payment.
Survey also showed that physical retail stores, online shopping, public tra
nsportation, delivery, buy train ticket, is the use of mobile payment most five sc
enarios.From the point of geography, Shanghai, zhejiang, jiangsu, zhejiang of mobile payment use most.On the mode of pa
yment, qr code dominant mobile payment mainstream position, accounting for more than eighty percent.
Mobile payment is convenient to use, but the risks it faces are also more than the tr
aditional method of payment.Fingerprint biometric approaches such as payment spread
quickly, in men under the age of 35, biometric authentication way has become a top utilization rate.China unionpay risk c
ontrol department senior director wang yu said that the application of biological recognition technology, not only si
mplifies the user some interactive link, at the same time also on security authentication technology improved, let the
person that hold card among mobile consumption, more convenient, faster, and more safety.